Last updated: December 11, 2025

Acceptance of Terms

By using Balance Buster, you agree to these terms. If you don't agree, please don't use our services.

Description of Service

Balance Buster provides free online debt payoff calculators for educational and informational purposes. Our calculators help you estimate payoff timelines and compare debt reduction strategies.

No Financial Advice

Balance Buster does not provide financial, legal, or tax advice. Our calculators are tools for estimation only. Always consult qualified professionals for advice specific to your situation.

Accuracy

While we strive for accuracy, we make no guarantees about the results of our calculators. Actual results depend on many factors including payment timing, interest rate changes, fees, and your individual circumstances.

User Responsibilities

Verify all inputs for accuracy
Understand that results are estimates only
Consult professionals for financial decisions
Use the service lawfully and responsibly

Limitation of Liability

Balance Buster is provided "as is" without warranties. We are not liable for any damages arising from your use of our calculators or reliance on their results.

Changes to Terms

We may update these terms at any time. Continued use constitutes acceptance of changes.

Terms of Service