Privacy Policy

Your privacy matters to us. This policy explains what information we collect, how we use it, and what choices you have.

The Short Version

Information We Collect

Information You Provide

Our calculators work entirely in your browser. When you enter debt balances, interest rates, and payment amounts, that information is processed locally and is not stored on our servers.

If you choose to contact us via email, we'll receive and store your email address and message to respond to your inquiry.

Automatically Collected Information

When you visit Balance Buster, we automatically collect:

• Usage data: Pages visited, time spent, features used
• Device information: Browser type, operating system, screen size
• Referral data: How you found our site
• Approximate location: Country and region (not precise location)

This information is collected through cookies and similar technologies. It helps us understand how people use Balance Buster so we can make it better.

How We Use Your Information

We use automatically collected information to:

• Improve our calculators and add new features
• Fix bugs and technical issues
• Understand which calculators are most helpful
• Ensure our site works well on different devices

Cookies

We use the following types of cookies:

• Essential cookies: Required for the site to function
• Analytics cookies: Help us understand site usage (Google Analytics)
• Preference cookies: Remember your settings

You can control cookies through your browser settings. Note that disabling cookies may affect some site functionality.

Third-Party Services

We use the following third-party services:

• Google Analytics: Website analytics (Privacy Policy)
• Google Fonts: Typography
• Cloudflare: Security and performance

Affiliate Partners

When you click on affiliate links, our partners may collect information according to their own privacy policies. We recommend reviewing their policies before applying for any products.

We do not share your personal information with affiliate partners. They only receive information if you choose to apply for their products directly.

For more information about our affiliate relationships, please see our Affiliate Disclosure.

Data Security

We use industry-standard security measures including HTTPS encryption to protect data transmitted to and from our site. Since we don't store your financial information on our servers, there's minimal risk of your debt data being compromised.

Children's Privacy

Balance Buster is not intended for children under 13. We do not knowingly collect information from children under 13. If you believe a child has provided us with personal information, please contact us.

Your Rights

Depending on your location, you may have the right to:

• Access the personal information we have about you
• Request deletion of your personal information
• Opt out of analytics tracking
• Request a copy of your data

To exercise these rights, please contact us at the email below.

California Residents (CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA). You have the right to know what personal information we collect and how it's used, request deletion, and opt out of the sale of personal information. We do not sell personal information.

European Visitors (GDPR)

If you're visiting from the European Economic Area, you have rights under GDPR including access, rectification, erasure, and portability of your data. Our legal basis for processing is legitimate interest (improving our services) and consent (for optional cookies).

Changes to This Policy

We may update this privacy policy from time to time. We'll post significant changes on this page with an updated revision date. Your continued use of Balance Buster after changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this privacy policy or your data, please contact us:

Email: privacy@balancebuster.com