Custom Payoff Priority
Create your own payoff order — sometimes personal preference beats the math.
Your debts
Drag to reorder, or use the arrows
$
%
$
Extra payment
How much extra can you put toward debt each month?
$
per month
With your custom order, you'll be debt-free in
Total interest:
How does your order compare?
Your custom order
Best choice!
Avalanche (highest APR)
Snowball (smallest balance)
Your payoff timeline
Paid off in month — First win!
Debt Freedom!
Valid reasons for custom ordering
Eliminate a debt with an annoying creditor
Pay off a debt to a friend/family first
Free up a specific monthly payment
Remove a secured debt (car, etc.)